How Do I Know If I Have a Florida Bad Faith Insurance Claim?
Millions of people routinely hand over payments each month for their insurance policies. However, many insured clients fail to realize that the insurer is first and foremost concerned with profit. Bad faith insurance claims are very much a problem across the country, and rules regarding this issue fluctuate from state to state. Countless people are […]
Understanding the Basics of Premises Liability Claims in Florida
Premises liability cases, i.e. slip and falls or trip and falls, are a very commomn cause of personal injury cases in Florida. At the grocery store, post office, a walk around your neighborhood or even on a family vacation to a theme park, if there is ever a hazard on someone else’s property that should […]
Full Coverage Myth: Uninsured / Underinsured Motorist (UM/UIM) Coverage Explained
The “Full Coverage” Car Insurance Myth: Why You Need Uninsured / Underinsured Motorist (UM/UIM) Coverage Many car insurance companies in Florida sell customers “full coverage” auto insurance. The phrase “full coverage” is misleading. Most times, “full coverage” doesn’t include uninsured/underinsured motorist (UM/UIM) coverage which is one of the most important coverages any car insurance customer […]
Speak with an attorney BEFORE downloading an insurance company’s app
After you have been in a car accident, it is best to speak with an accident attorney/injury lawyer before you download any apps from insurance companies. I recently learned that Allstate Insurance Company is requesting car accident victims to download its app and upload photos of their vehicle damage in order to get their cars […]
What is PIP Insurance in Florida?
Florida requires drivers to have PIP benefits Personal Injury Protection coverage (a/k/a “PIP”) is one of two automobile insurance coverages required by the State of Florida. The other mandated coverage is Property Damage Liability Insurance. PIP is a “No-Fault” coverage PIP pays a large portion of your medical bills regardless of who was at fault […]
People are getting accidentally shot in Florida: renter’s insurance and homeowner’s insurance may apply to help victims
On average, almost two people a day are accidentally shot in Florida There are a lot of guns in Florida. No doubt about it. But for the most part, people who own guns are pretty cautious. Most people keep their guns in a safe or locked up. Many others have concealed weapons permits that allows […]
Real Talk: Getting Stuck with Medical and Hospital Bills After an Accident
Can you be stuck with medical bills (especially costly hospital bills) if you are in an accident? Short Answer: Yes. After the recent financial crisis, the government put practices and regulations to protect borrowers and debt-holders from aggressive debt collection. During the Obama administration, the Consumer Financial Protection Bureau sought to restrict debt-collection activities. Under the […]
Insurance company offering $500 after car accident?
After you are hit by a car, be prepared to be hit up by insurance companies offering $500, $1,000, and $2,500 to settle your case. There are some things you should know about those offers. In order to get the money from the insurance company, you will need to sign a release. That means you […]